Contents Insurance

What is contents insurance?

Contents insurance protects your possessions in case of damage, due to an event such as flooding, fire or subsidence. Some policies cover the cost of replacing your valuables in case of theft. You can also include additional cover such as accidental damage that will insure personal items when they are used away from home such as laptops, jewellery, phones and cameras.

It’s important to have the right level of cover for your home, as insurers will only pay out the maximum you have declared your contents to be worth. If you have valuable items that are individually worth over £1500, we would advise to have the item(s) professionally valued to ensure the correct amount of contents insurance is quoted for.
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Laptops
Jewellery
Tablets
gadgets
Bicycles
Hi-Fis

What does contents insurance cover?

Home contents insurance covers the cost of replacing or repairing all the possessions and belongings kept in your home. This includes cover for damages and theft. Anything that can be moved, even the carpets, are covered under contents insurance. Fixtures and fittings are not.

If you want to find contents insurance that is right for you, speak to one of our expert advisors. You can even use our quote tool to find out how much you will pay a month. We are here to help you protect your home.

Steps to getting a contents insurance quote

Getting contents insurance shouldn’t be stressful. We make it easy with our three steps for cover.

Make a list

Go through your home and make an inventory of all your furniture and possessions to add up the value. This helps you get the correct level of cover.

Note your valuables

If you have an item of high value and worth £1500 or more then you may need to insure this separately, speak to one of our expert advisors. value. This helps you get the correct level of cover.

Use our Quote Generator

Use our quote generator to work out how much you could be paying a month to protect your items of value.

Who needs contents insurance?

When thinking about home contents insurance, you need to ask yourself how you would cope if you were to lose everything. Replacing all your possessions would be an expensive exercise, so contents insurance is vital to cover unexpected events like burglary or fire. With the average value of contents in a three-bedroom family home estimated at £55,000, it’s important for everyone to take out contents cover.

If you want to protect your home, then contact us for some friendly advice, or use our quote generator tool to get a quick quote. We will always try and find you the best deal.

We've helped hundreds of people just like you

  • Effortless
    We used Property Link Homes whilst buying our first house for our mortgage, building and life insurance purchases. We couldn't thank or recommend them enough for all the work they did for us and how effortless the processes that they were involved in went.
    Beyond helpful
    We couldn't thanks Alison enough for her help and advice on getting our mortgage which turned out to be quite difficult and stressful. Alison was beyond helpful during a stressful time. Many thanks Jo
    Faultless
    I used Property Link Homes for my mortgage whilst buying my first home. As a first time buyer their service was faultless, they reassured me every step of the way and made the whole experience pleasurable rather than stressful.
    Easy & Smooth
    I recently completed on my re mortgage which was sourced for me by Property Link Homes. The team were all great in particular Alison, Jen & Vicky. Thank you so much for making the process very easy & smooth especially when I’ve been busy with my newborn baby.
  • Effortless
    We used Property Link Homes whilst buying our first house for our mortgage, building and life insurance purchases. We couldn't thank or recommend them enough for all the work they did for us and how effortless the processes that they were involved in went.
    Beyond helpful
    We couldn't thanks Alison enough for her help and advice on getting our mortgage which turned out to be quite difficult and stressful. Alison was beyond helpful during a stressful time. Many thanks Jo
    Faultless
    I used Property Link Homes for my mortgage whilst buying my first home. As a first time buyer their service was faultless, they reassured me every step of the way and made the whole experience pleasurable rather than stressful.
    Easy & Smooth
    I recently completed on my re mortgage which was sourced for me by Property Link Homes. The team were all great in particular Alison, Jen & Vicky. Thank you so much for making the process very easy & smooth especially when I’ve been busy with my newborn baby.
  • Effortless
    We used Property Link Homes whilst buying our first house for our mortgage, building and life insurance purchases. We couldn't thank or recommend them enough for all the work they did for us and how effortless the processes that they were involved in went.
  • Beyond helpful
    We couldn't thanks Alison enough for her help and advice on getting our mortgage which turned out to be quite difficult and stressful. Alison was beyond helpful during a stressful time. Many thanks Jo
  • Faultless
    I used Property Link Homes for my mortgage whilst buying my first home. As a first time buyer their service was faultless, they reassured me every step of the way and made the whole experience pleasurable rather than stressful.
  • Easy & Smooth
    I recently completed on my re mortgage which was sourced for me by Property Link Homes. The team were all great in particular Alison, Jen & Vicky. Thank you so much for making the process very easy & smooth especially when I’ve been busy with my newborn baby.

Frequently Asked Questions

Just some of our lenders

Expert Advice

Established for 30 years, we are backed by the experience and understanding that helps our clients to make an informed decision on a range of great deals.

Lifestyle Protection

We want to help protect you and your loved ones should the unexpected happen. Our range of insurance options can give you peace of mind and financial safety, with broker exclusives not available through comparison sites or the high street if you buy through us.

Friendly Support

All our clients will have our team of dedicated advisors to help them through every step of the way, from the mortgage application to getting the keys to your new home. We want you to enjoy the excitement of moving and aim to make your experience as stress-free as possible.

Why choose Property Link Homes?

We know buying a house can feel overwhelming, but with our friendly and approachable advisors, we provide a stress-free process from start to finish, specifically tailored to your requirements.
With our wide range of personal and professional services, combined with our support and expert knowledge, we can help you find the mortgage deal or protection cover that is right for you.
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Property Link Homes Ltd is Registered in England & Wales, Company Number 05234968. Registered Office address: 10-10A North Street, Ripon, North Yorkshire, HG4 1JY.

Authorised and regulated by the Financial Conduct Authority. Property Link Homes Ltd is entered on the Financial Services Register https://register.fca.org.uk under reference 429765.

The guidance and or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted to customers in the UK.

If you wish to register a complaint, please write to [email protected] or telephone 01765 360061 A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at https://www.financial-ombudsman.org.uk or by contacting them on 0800 0234 567.

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Property Link Homes
10-10A North Street
Ripon
North Yorkshire
HG4 1JY
(Above Joplings)
01765 692 331
[email protected]
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