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Family Income Benefit

What is family income benefit?

Family income benefit policies work in a similar way to ordinary life cover and critical illness cover but instead of a lump sum, the policy pays out a regular income if the policyholder is diagnosed with a specified critical illness or in the event of their death.

We want to make sure your protection policies provide affordable cover to help protect your family’s future. We care about finding the right insurance to match your needs, so if you think family income benefit can help protect your loved ones, we can help you protect them.
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How does it work?

Family income benefit provides a regular, tax-free payment for the length of the policy term. So if you took out a 5 year policy with cover of £5,000/per year but died two years into the policy, your dependents would receive £5,000 every year for the remaining three years.

Protect your family today

Parents of young children often consider this type of policy, and take it out jointly, as it means that if one of them were to die during the term of the policy, then an income would be paid out for a predetermined period. This gives parents the peace of mind that they would be financially protected if the worst were to happen.

We know this can be a difficult subject, so our friendly advisors are here to help you find the right policy to help protect your loved ones.

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Frequently Asked Questions

This type of policy can be combined with critical illness cover to give you ultimate peace of mind.
Yes, the tax-free lump sum can be paid either monthly or annually depending on what is specified in your policy.
That depends on your circumstances, affordability, the length of the policy term, your age, your health and the level of cover you require.

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Established for 30 years, we are backed by the experience and understanding that helps our clients to make an informed decision on a range of great deals.

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We want to help protect you and your loved ones should the unexpected happen. Our range of insurance options can give you peace of mind and financial safety, with broker exclusives not available through comparison sites or the high street if you buy through us.

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All our clients will have our team of dedicated advisors to help them through every step of the way, from the mortgage application to getting the keys to your new home. We want you to enjoy the excitement of moving and aim to make your experience as stress-free as possible.

Why choose Property Link Homes?

We know buying a house can feel overwhelming, but with our friendly and approachable advisors, we provide a stress-free process from start to finish, specifically tailored to your requirements.
With our wide range of personal and professional services, combined with our support and expert knowledge, we can help you find the mortgage deal or protection cover that is right for you.
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Property Link Homes Ltd is Registered in England & Wales, Company Number 05234968. Registered Office address: 10-10A North Street, Ripon, North Yorkshire, HG4 1JY.

Authorised and regulated by the Financial Conduct Authority. Property Link Homes Ltd is entered on the Financial Services Register https://register.fca.org.uk under reference 429765.

The guidance and or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted to customers in the UK.

If you wish to register a complaint, please write to [email protected] or telephone 01765 360061 A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at https://www.financial-ombudsman.org.uk or by contacting them on 0800 0234 567.

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Property Link Homes
10-10A North Street
Ripon
North Yorkshire
HG4 1JY
(Above Joplings)
01765 692 331
[email protected]
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