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Income Protection

What is income protection insurance?

Life insurance is an insurance policy that provides a tax-free payout to your loved ones in the event of your death. This can help financially safeguard your loved ones during a challenging time of their lives and gives you the knowledge and peace of mind that they will be protected in the future should the worst happen.

We understand this is a difficult subject, which is why our trained advisors are more than just experts, they have the experience and care needed to find you the right life insurance to help protect you and your family.
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Do I need income protection?

State benefits often aren’t very generous in this area and only a few employers will continue to support their staff through a long term illness or injury, so income protection policies can help families through difficult financial times.

If you believe that an unexpected loss of earnings would cause you or your household financial hardship, then it is worth getting in touch with us to discuss how we can help. Our expert advisors can find the insurance cover to suit you.

ASU Protection

One of the main types of income protection is Accident, sickness and unemployment. If you fall ill, are made redundant or can no longer work due to an injury, ASU can help financially protect you and your family. However, these policies are currently unavailable due to the current pandemic.

Whatever type of income protection you want, our experts have the knowledge to advise you on your available options and to help find the income protection that suits you.

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Accident, sickness & unemployment

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Payment protection insurance

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Mortgage payment protection insurance

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Frequently Asked Questions

No, if you never need to claim on your income protection insurance, you won’t get your money back at the end of the policy.
Not as standard. Some insurers may look at your medical history and decide to cover your medical condition, others may not. If you have pre-existing medical conditions, then please get in touch with us and we will do our best to help.
With most income protection insurance policies, you have to wait a minimum of four weeks before you get your first payment. However, you can choose the date at which the policy would pay out in the event of a claim. This can range from four weeks to up to a year. Policies that pay out sooner will have higher premiums.
Some policies are available to self-employed people, we can help you find the income protection that covers you, no matter what your employment status.
This is entirely dependent on your affordability, your level of cover and your circumstances. Our advisors can help.

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Expert Advice

Established for 30 years, we are backed by the experience and understanding that helps our clients to make an informed decision on a range of great deals.

Lifestyle Protection

We want to help protect you and your loved ones should the unexpected happen. Our range of insurance options can give you peace of mind and financial safety, with broker exclusives not available through comparison sites or the high street if you buy through us.

Friendly Support

All our clients will have our team of dedicated advisors to help them through every step of the way, from the mortgage application to getting the keys to your new home. We want you to enjoy the excitement of moving and aim to make your experience as stress-free as possible.

Why choose Property Link Homes?

We know buying a house can feel overwhelming, but with our friendly and approachable advisors, we provide a stress-free process from start to finish, specifically tailored to your requirements.
With our wide range of personal and professional services, combined with our support and expert knowledge, we can help you find the mortgage deal or protection cover that is right for you.
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Property Link Homes Ltd is Registered in England & Wales, Company Number 05234968. Registered Office address: 10-10A North Street, Ripon, North Yorkshire, HG4 1JY.

Authorised and regulated by the Financial Conduct Authority. Property Link Homes Ltd is entered on the Financial Services Register https://register.fca.org.uk under reference 429765.

The guidance and or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted to customers in the UK.

If you wish to register a complaint, please write to [email protected] or telephone 01765 360061 A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at https://www.financial-ombudsman.org.uk or by contacting them on 0800 0234 567.

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Property Link Homes
10-10A North Street
Ripon
North Yorkshire
HG4 1JY
(Above Joplings)
01765 692 331
[email protected]
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