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Mortgage Products

Mortgage products made simple

Are you confused by all the mortgage products on the market? Are you struggling to understand the different interest rates?

We are here to help you understand your mortgage options and give you straightforward, friendly advice. We can source your mortgage product to best fit you, without any nasty surprises! So leave the hard work to us and get in touch with one of our amazing, expert team today.

Speak to an Expert
Speak to us and one of our friendly, experienced advisors can discuss all your available options depending on your mortgage needs and requirements. We then do all the hard work for you by researching all available lenders and their products. We sometimes have access to broker exclusive deals that are not available through every broker or on the high street.
Your mortgage advisor will do their best to help you complete and send off your application, with the expectation of getting a mortgage offer, within a few days from your initial appointment. However, this depends on the type and complexity of your mortgage application.

Although this ultimately depends on the type of mortgage you are applying for, you will need:

  • At least three months’ pay slips and your latest P60
  • Alternatively, if you are self-employed – your accounts and latest tax calculations with matching tax year overviews for the last 2 years
  • Personal bank statements for the last three months
  • Passport or driving licence (for identity purposes)
  • Utility bill or annual tax bill from the last three months (for identity purposes)

Your mortgage advisor will let you know if any other documentation is needed for application, for example, if you claim universal credit or are retired with a pension.

This depends entirely on the lender, but after you have received a formal mortgage offer, subject to no material changes from the point of application to the point of completion, the offer will usually last up to 6 months. Your mortgage advisor will have accounted for how long you need your offer to last for when finding the best deal appropriate to your circumstances.

Looking for a different type of mortgage?

We know that not everyone needs a straightforward mortgage, so that is why our expertise covers a wide range of mortgage applications. Whether you are looking to re-mortgage, invest in rental property, looking at holiday lets or are simply self-employed, we can help.

You can use our mortgage calculator to work out how much you may be able to borrow, or use our repayment calculator to work out your affordable monthly repayments.

As a mortgage is secured against your home, it could be repossessed if you do not keep up the mortgage repayments.

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Property Link Homes Ltd is Registered in England & Wales, Company Number 05234968. Registered Office address: 10-10A North Street, Ripon, North Yorkshire, HG4 1JY.

Authorised and regulated by the Financial Conduct Authority. Property Link Homes Ltd is entered on the Financial Services Register https://register.fca.org.uk under reference 429765.

The guidance and or advice contained within this website is subject to the UK regulatory regime and is therefore primarily targeted to customers in the UK.

If you wish to register a complaint, please write to [email protected] or telephone 01765 360061 A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at https://www.financial-ombudsman.org.uk or by contacting them on 0800 0234 567.

Copyright Property Link Homes 2023   |   All Rights Reserved

Property Link Homes
10-10A North Street
Ripon
North Yorkshire
HG4 1JY
(Above Joplings)
01765 360058
[email protected]
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